Legal, disclaimer, and no-advice information for the app.
Freedom Timeline Studio helps you model possible financial freedom routes using your own inputs. It does not tell you what to buy, sell, hold, withdraw, invest in, or rely on.
Freedom Timeline Studio is a planning and modelling tool only. It does not provide financial, investment, tax, legal, or professional advice. Calculations, charts, projections, reports, saved scenarios, and future live-data features are estimates and may be wrong, incomplete, delayed, unavailable, or based on assumptions that do not match real life.
The app does not provide financial advice, investment advice, tax advice, legal advice, pension advice, retirement advice, insurance advice, or any other professional advice. Nothing in the app should be treated as a personal recommendation, instruction, guarantee, or invitation to buy, sell, hold, withdraw, borrow, lend, trade, or invest.
Investment values and income can rise or fall. Future returns may be lower than expected, negative, delayed, or unavailable. Any growth rate, yield, safe withdrawal rate, target income, target age, target date, chart line, report, or projected value is only an estimate based on the information entered into the app.
You are responsible for checking all inputs, assumptions, calculations, outputs, saved scenarios, and reports before making any decision. You should speak to an appropriately qualified adviser, accountant, tax specialist, solicitor, or other professional before making financial, investment, tax, legal, retirement, or business decisions.
Freedom Timeline Studio is provided on an as-is and as-available basis. The app may contain bugs, calculation errors, display errors, translation errors, outdated assumptions, browser compatibility issues, data storage issues, service interruptions, or unavailable features. Future Portfolio Live data may be delayed, cached, incomplete, or unavailable.
If Portfolio Live is added later, symbol search, live listed-asset prices, portfolio values, and performance figures will be provided for convenience and planning only. Market data may be delayed, inaccurate, cached, converted using imperfect exchange rates, or unavailable. You should not rely on the app as your sole source of price, portfolio, tax, or trading information.
To the fullest extent permitted by law, Freedom Timeline Studio, its owner, operator, developers, suppliers, and connected service providers accept no liability for losses, missed returns, investment losses, business losses, loss of profit, data loss, calculation errors, app errors, service interruptions, payment issues, subscription issues, market-data issues, or decisions made using the app.
Nothing on this page excludes or limits liability where it would be unlawful to do so.
Some app preferences, saved scenarios, and manually entered data may be stored in your browser, cookies, local storage, account session, or future backend services. Browser clearing, device changes, private browsing, app updates, service faults, or user error may remove or change stored data. Keep your own copy of anything important.
This legal page is written to make the product position clear, but it is not a substitute for formal legal review. Before relying on this wording commercially, have it reviewed by a qualified solicitor familiar with your business, jurisdiction, payment flow, consumer terms, privacy obligations, and subscription structure.