Freedom Timeline Studio

Free Edition

Plan your route to financial freedom

Use the free edition to get a quick, clear answer to one question: when could your portfolio support your target monthly income?

Wizard available

Walkthrough available

Language saved

Currency saved

How the free version works

Free is designed to answer the core timing question quickly. Use Wizard to get set up, Walkthrough to learn the page, and Preferences to change language, currency, name, and default scenario later.

Simple inputs

Fast snapshot

One clear chart

Upgrade later

Core inputs

Just the essentials for the free version.

Scenario name

Give this plan a clear label so it feels personal and easy to recognise.

Examples: Coast FIRE, Property Sale Plan, 2035 Target.

Current age

Used to estimate your age at the point the target is reached.

Used for the timing result, not for the compounding maths itself.

Current capital

The total amount already invested or available for this plan today.

Enter the amount already working for you now.

GBP

Monthly contribution

How much you expect to add every month from earnings or other income.

Keep this realistic. It has a big effect on the timeline.

GBP

Target monthly income

The monthly income you want the portfolio to support before you would feel financially free.

This is the monthly lifestyle number you want the portfolio to cover.

GBP

Expected yield (%)

Income return from the portfolio such as dividends, distributions, or yield-focused assets.

Used for the current-income estimate.

Growth rate (%)

Expected annual capital growth in the portfolio value itself.

Used in the compounding timeline projection.

Safe withdrawal rate (%)

Used to estimate the capital required to support the target monthly income.

A lower percentage means you need a larger portfolio.

Projection length (years)

How far the forecast runs on the chart and in the end-value estimate.

Increase this if your target feels further away.

Your free snapshot

A fast read on the numbers that matter most.

Required capital

Years to goal

Age at target

Current monthly income

Income gap

Progress to goal

Free keeps the calculation simple. Full adds deeper modelling, saved scenarios, comparison, and export tools.

Projection chart

Blue shows your projected portfolio. Pink shows the capital needed to support your target income.

Goal reached when the blue line crosses the pink line.

Need deeper modelling?

See what Full Access adds and view pricing.

View benefits and pricing

Important disclaimer

Freedom Timeline Studio is a planning and modelling tool only. It does not provide financial, investment, tax, legal, or professional advice. Calculations, charts, projections, and results are estimates based on the inputs you provide and may contain errors, omissions, assumptions, or outdated information. Investment values and income can rise or fall, and no return, income level, target date, or outcome is guaranteed. You are responsible for checking all figures and decisions with an appropriately qualified professional. To the fullest extent permitted by law, Freedom Timeline Studio accepts no liability for losses, missed returns, data issues, app errors, availability issues, or decisions made using the app.

Legal / Disclaimer Account